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Category Archives: Working From Home

Twits Guides > Working From Home
30Nov/20
cluttered home office

Declutter Your Home Office and Become More Productive

November 30, 2020Working From Homedeclutter, home office, working from homeAnna P

Many extremely organised people cannot understand how disorganised people can actually manage to get any work done in a cluttered office. De-cluttering can increase productivity and efficiency as well as creating aRead More…

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26Mar/18
work at home

How to Work at Home Without Getting Distracted

March 26, 2018Working From Homework at homeadmin

The popularity of freelancing and telecommuting has given rise to creating comfort arenas wherever employees or freelancers refer to as workspace. While you can select a unique place to work, decorate itRead More…

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Twits Guides > Working From Home

That Changing Face of Home Ownership

It may seem that here in the UK we have a bit of an obsession with owning our own homes and constantly updating and improving them. Yet a 2015 report by accountancy firm PwC revealed that after decades of increasing home ownership, the number of new homebuyers is now in decline and set to fall further over the next 10 years. Yet there is no greater desire amongst the older generation to stay in their own homes even when it becomes difficult to do so. Studies by the not-for-profit Live-in Care Hub show this has driven an increase in people opting for home care services as a better alternative to a residential care home.

Meanwhile amongst the younger generation, an inability to save a large enough deposit to meet stringent lending criteria is the cause for so many being unable to buy their own home. This “Generation Rent” is, therefore, forced to rent privately. According to an article on 9blogtips.com by 2025, 25 per cent of all households will privately rent of whom the majority will be aged between 20 and 39.

The ability to save a large enough deposit while also paying high rents becomes less of an issue when couples buy a property jointly with combined savings. Ironically the monthly cost of home loan repayments is often less than rent for an equivalent home. Others are relying on the trust of their parents, according to finance specialist Solution Loans, who will often act as guarantors for guarantor loans which can be used to raise a deposit for their adult offspring. And the fortunate few are simply given the cash for a deposit by wealthy parents.

Whatever the different personal circumstances it seems clear that buying a home will no longer be the norm for many people.

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