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Category Archives: Moving House

Twits Guides > Moving House
18Mar/14
garage cleanout

Four Self-Storage Money Saving Tips

March 18, 2014Decluttering, Moving HouseGood Deals, Money Saving, Self-Storage, TipsAnna P

1.   Don’t store your clutter Self-storage is a great idea if you have minimum space but have too many items. Now you may have too many items as you are a hoarderRead More…

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04Feb/14
summer move - moving home

Tips for Sprucing up a House to Secure a Buyer

February 4, 2014Moving HouseMoving house, selling a homeAnna P

A well-cared for house that is clean and clutter-free will encourage buyers to make an offer. And fixing those niggling DIY jobs will help you to sell your home more quickly. MostRead More…

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19Jun/13
Tidy living space

How To Get Your House On The Market!

June 19, 2013Decluttering, Moving House, The Housing MarketDecluttering, House Valuation, Moving house, The housing MarketAnna P

Selling a house, which has been your home for a number of years, can be a long process. It consists of hard work, beginning with making it look presentable for potential buyersRead More…

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Twits Guides > Moving House

That Changing Face of Home Ownership

It may seem that here in the UK we have a bit of an obsession with owning our own homes and constantly updating and improving them. Yet a 2015 report by accountancy firm PwC revealed that after decades of increasing home ownership, the number of new homebuyers is now in decline and set to fall further over the next 10 years. Yet there is no greater desire amongst the older generation to stay in their own homes even when it becomes difficult to do so. Studies by the not-for-profit Live-in Care Hub show this has driven an increase in people opting for home care services as a better alternative to a residential care home.

Meanwhile amongst the younger generation, an inability to save a large enough deposit to meet stringent lending criteria is the cause for so many being unable to buy their own home. This “Generation Rent” is, therefore, forced to rent privately. According to an article on 9blogtips.com by 2025, 25 per cent of all households will privately rent of whom the majority will be aged between 20 and 39.

The ability to save a large enough deposit while also paying high rents becomes less of an issue when couples buy a property jointly with combined savings. Ironically the monthly cost of home loan repayments is often less than rent for an equivalent home. Others are relying on the trust of their parents, according to finance specialist Solution Loans, who will often act as guarantors for guarantor loans which can be used to raise a deposit for their adult offspring. And the fortunate few are simply given the cash for a deposit by wealthy parents.

Whatever the different personal circumstances it seems clear that buying a home will no longer be the norm for many people.

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