To keep a lawn in perfect condition it needs proper care and attention in order to stay healthy and good looking all the time. This is especially true in the height ofRead More…
The Royal Institute of British Architects (RIBA) have been involved in a long-running campaign to bring to the public’s attention the lack of adequate space for everyday living in new homes beingRead More…
We all tend to think that first time buyers have the hardest job persuading lenders that they are a good risk when it comes to a mortgage but are banks and building societies equally reluctant to lend to older applicants? This seems counter-intuitive as older borrowers are likely to be more used to handling their finances and budgeting properly but it seems it is now harder moving house as you get older so what could be making lenders reluctant when it comes to older borrowers.
Many banks and building societies have made their lending criteria more stringent for borrowers approaching retirement age and some have even started to put a “maximum age” cap on their mortgage deals. This has resulted in some older borrowers struggling to secure a large mortgage for their new home, even when they have solid financial circumstances and a range of assets that more than cover the value of the mortgage. It has also led to accusations of ageism on the part of some lenders due to the restrictions they have placed on older borrowers that take little account of individual situations.
You may have heard of the term ‘e-waste’ before, but you may be unsure of what it means and how it applies to you. E-waste is simply any waste electrical and electronicRead More…
Do you want to spend less time cleaning and tidying, and more time relaxing when you’re in your home? Living in a minimalist way could be the answer to your problems. LivingRead More…
With property prices continuing to spiral ever-upwards, it’s just not always possible to move to a bigger new home to accommodate a growing family and even the option of a two-storey extensionRead More…
It really is a never-ending battle keeping on top of the everyday mess in the home. Whether it’s kids’ toys and games, the burgeoning washing pile, the leaning tower of pizza plates and justRead More…
It seems a fact of life that however much space we’re blessed with in the lounge, it’s just never quite enough. Every available surface appears to attract clutter and let’s not evenRead More…
If you go to work without working out you will be fine, but it would improve your day and frame of mind if you had worked out beforehand, here’s why: Work CanRead More…