Key techniques when preparing furniture removals
Furniture removals require careful attention if you are to avoid damage and that`s why they often take a good day from the loading of the van to the unloading in the newRead More…
Furniture removals require careful attention if you are to avoid damage and that`s why they often take a good day from the loading of the van to the unloading in the newRead More…
The Royal Institute of British Architects (RIBA) have been involved in a long-running campaign to bring to the public’s attention the lack of adequate space for everyday living in new homes beingRead More…
Regardless of where you’re moving to, or if you’re moving yourself or hiring a removal company, moving to a new house is pretty stressful. In fact, it’s listed as one of the most stressful things to do after having a baby and organising a marriage (or getting a divorce). You know it is going to cost a lot of money, you don’t have to be an accountant to grasp the financial situation, but If you want it to go as smoothly as possible but not cost the earth, you’ll want to read our key do’s and don’ts:
Are you a DIY nut? Do you often find yourself planning your next DIY project in your new home as soon as you’ve completed the last one? Then check out these DIYRead More…
We all love a pristine new bathroom – gleaming taps, shiny new bath, elegant tiling, clean white grout, soft fluffy towels. Sadly, in reality, our bathrooms tend not to look like that unless we have recently moved house to a new build. The taps have limescale staining, the grout is starting to discolour and the sanitary ware and tiling is no longer gleaming. But it doesn’t have to be like that – refurbishing your bathroom is a relatively inexpensive job providing you don’t have to move pipework, and if you are on a really tight budget then you can give it a facelift that will transform it – what are you waiting for?
We all tend to think that first time buyers have the hardest job persuading lenders that they are a good risk when it comes to a mortgage but are banks and building societies equally reluctant to lend to older applicants? This seems counter-intuitive as older borrowers are likely to be more used to handling their finances and budgeting properly but it seems it is now harder moving house as you get older so what could be making lenders reluctant when it comes to older borrowers.
Many banks and building societies have made their lending criteria more stringent for borrowers approaching retirement age and some have even started to put a “maximum age” cap on their mortgage deals. This has resulted in some older borrowers struggling to secure a large mortgage for their new home, even when they have solid financial circumstances and a range of assets that more than cover the value of the mortgage. It has also led to accusations of ageism on the part of some lenders due to the restrictions they have placed on older borrowers that take little account of individual situations.